Employees paid after each shift

Rebuilding financial products that empower and engage employees

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How Rain Works

Rain is a voluntary financial wellness benefit that is free for employers to offer employees. Think of Rain as a no-cost way to add value to employees’ lives.

Americans Spent $170B While Waiting for Their Next Paycheck

Fees for payday loans, credit cards, overdrafts and low balances add up. Rain saved employees nearly half a billion dollars in fees in 2021.
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Why employers love Rain

We take a holistic approach to improve financial wellness and increase employee satisfaction.

Decreased Turnover

Employees who use Rain are 10 times less likely to quit


Increased Job Applications

On-demand pay helps attract new talent


Improved Job Performance

Employees with less financial stress are more focused at work

What our users say

Frequently Asked Questions

Deep dive into the questions we get asked the most!
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What is Rain?

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Rain is an earned wage access platform that allows employers to offer their employees on-demand access to up to 50% of the funds they have earned in the current pay period. Employees can easily advance their funds by using our Rain Instant Pay app.

How does Rain work?

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Rain easily integrates with existing payroll and timekeeping systems, funds the advances using its own capital, and administers the 100% voluntary program for employees, with very little lift on behalf of the employer partner. After the scheduled payday, Rain recovers the advanced funds through an employer-facilitated payroll deduction - the only method compliant with the Consumer Financial Protection Bureau.