Because a gap in coverage in a 24/7 operation isn't just costly — it's a risk — for Koch Industries
Rain helps keep Koch's plants, mills, and refineries running at full strength with the most responsible and safe earned wage access — built for the demands of continuous industrial operations.
3M+ employees empowered
G2 Financial Wellness Award
31.6K, 4.8 stars on IOS App Store
Industry-Leading Integration
Trusted by industry leaders.
Financial stress doesn't stay at home—it follows employees to work. Rain eliminates the cycle of predatory lending and paycheck anxiety, creating a more focused and committed workforce.
Here's what that means for your bottom line:
49%
17hrs
2x
“The EWA program is a major benefit that holds weight in recruitment. We’ve seen an uptick in our retention rates and our employees are happier, which is priceless.”
Strengthen Koch's workforce attendance and shift coverage — across every facility, every operation, every shift
Maintain full staffing across round-the-clock operations
Instantly reduce call-outs, stabilize attendance, and keep every shift fully covered. Rain helps facilities sustain safe operating levels and uninterrupted production by giving workers immediate access to earned wages — improving reliability at every hour of the day.
Retain the skilled trades your operations depend on
Plant operators, process technicians, and skilled tradespeople stay longer when financial stress goes down. Rain reduces costly overtime and backfilling across facilities, and protects the deep operational expertise that takes years to develop and can't be replaced overnight.
Help shift supervisors maintain safe, fully staffed operations
Reduce dangerous overtime exposure, support safe staffing ratios, and lighten the load on plant managers and shift leads. Rain gives workers a financial safety net that improves morale, alertness, and the operational discipline your facilities require.
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Our Ecosystem
Rain collaborates with an extensive network of leading Human Capital Management (HCM), Payroll, Time & Attendance (T&A), and strategic partners to extend our services to the American workforce. This network encompasses both integration and referral partnerships.




















































