Blog

Product updates, insights and behind the scenes directly from the Rain team.

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Blog

The hidden cost of overdraft fees on hourly workers

Overdraft fees on hourly workers cost employers in turnover, absenteeism, and lost productivity. Here's what the data shows and how to fix it.
Blog

Earned wage access and employee retention: what the data shows for frontline employers

Financial stress is a quiet driver of turnover in hourly workforces. Discover how real-time pay access helps employers reduce exits, improve attendance, and boost engagement at zero cost.
Financial Health

What's actually on your credit report — and how to fix it

Most people have never looked at their credit report. Here's what to look for, what errors cost you, and how to fix them for free.
Financial Health

How to improve your credit score: the basics

Your credit score affects your rent, your car loan and your options. Here's what moves it and how to start improving it today.
Financial Health

How to pay less on your monthly bills

Most monthly bills are more negotiable than people think. Here's how to cut what you're paying without giving anything up.
Financial Health

Where does my money go? How to read your own spending.

If you're not sure where your paycheck goes, you're not alone. Here's how to see your spending clearly and take back control.
Financial Health

How to make a budget that actually works

Most budgets fail because they're built wrong. Here's a simple approach that fits real life on an hourly schedule.
Financial Health

Why you keep getting hit with overdraft fees — and how to stop them

Overdraft fees cost Americans billions every year. Most of them are preventable. Here's how to stop losing money to your bank.
Financial Health

What to do when a bill hits before your paycheck does

Payday is Friday. Your bill is due Thursday. Here's what to do, and what to avoid, when the timing works against you.
Financial Health

How to stop living paycheck to paycheck

Most people aren't bad with money. They're just squeezed. Here's how to create breathing room, even on an hourly wage.
Financial Health

The gap between your paycheck and your bills

Your bills don't wait for payday. Here's why the gap between earning money and getting paid causes stress, and simple ways to close it.
Blog

Beyond EWA: What payroll leaders should actually be evaluating in 2026

EWA is table stakes. Here's what payroll leaders should actually be evaluating in a financial health platform in 2026.
Blog

Earned wage access vs. payday loans: what every HR leader should know

Payday loans trap employees in a 300–400% APR debt cycle that follows them to work. Earned wage access gives HR leaders a structurally different solution — at zero cost to the employer. Here's how they compare.
Blog

The employee got left out of the payroll AI conversation.

Every major payroll platform is betting on AI. Rain is the first to point it at the employee. A look at why EWA has always been part of payroll, and what an AI agent built on payroll data can actually do for the 75% of workers living paycheck to paycheck.
Blog

The village that learned to catch the rain

In this two-minute read, discover how a hardworking village broke free from predatory lending to find financial peace. See how Rain’s AI agent empowers the modern workforce to stabilize cash flow and build long-term health.
Blog

Most AI financial tools give employees insights. Autonomous agents take action.

Most AI financial wellness tools surface insights and wait for employees to act. Autonomous agents work differently. Here's what HR leaders should ask before their next vendor conversation.
Blog

A financial health platform that supports the total rewards package

Most total rewards packages still have a gap where financial health should be. Learn how a financial health benefits platform addresses the real cause of employee disengagement, and what to look for when evaluating one.
Blog

Why financial stress is a workforce problem, not a personal one

Employee financial stress costs U.S. employers more than $1.1 trillion in lost productivity each year. Learn how financial stress at work drives turnover and absenteeism, and what a structural response actually looks like.
Blog

The future of employee benefits is AI-powered financial health

AI financial wellness benefits are changing how employers address workforce financial stress, moving from static apps and budgeting tools to proactive agents that act in real time. Here's what HR leaders need to know.
Blog

What is a financial health agent and why do your employees need one?

A financial health agent is an AI-powered system that works proactively on behalf of employees to stabilize, control and grow their financial lives. Learn how it works and why HR leaders are making the shift.
Blog

How to build a financial health strategy for your workforce

Financial stress is a workforce problem, not just a personal one. Rain's Shohan Rahman joins Connex Partners to discuss what a real financial health strategy looks like for hourly and frontline workers, covering responsible EWA, adoption, ROI and the link between financial and emotional well-being.
Blog

What is a total rewards package and what should be in yours

A total rewards package covers everything an employer provides beyond base pay — compensation, benefits, well-being, development and more. Learn what belongs in yours and how financial health is reshaping what employees expect.
Announcement

G2 just validated what our customers already know

Rain earns top honors in the G2 Spring 2026 Awards, highlighting our leadership in Earned Wage Access and our commitment to responsible financial health solutions.
Blog

Tax season just got easier — right inside the Rain App

Rain offers free, in-app federal and state tax filing. Employees can file taxes in the same place they manage their income. No extra apps. No fees.
Announcement

The world’s first AI financial health agent for the modern workforce

Rain CEO Alex Bradford introduces the world’s first AI financial health agent and explains how it helps employees stabilize finances and build long term security.
Blog

Stop using outdated hiring metrics: The "real cash cost" of hourly employee turnover in 2026

The real cost to replace an hourly employee in 2026 is higher than you think. See industry breakdowns and how retention can protect your bottom line.
Blog

Weekly payroll is not pay flexibility. Earned wage access is.

Weekly payroll is not true pay flexibility. Learn why earned wage access is a better solution for pay timing, employee liquidity and payroll cost control.
Announcement

Rain earned wage access, now integrated into Microsoft Viva Connections

Rain is now integrated into Microsoft Teams through Viva Connections, giving employees real-time visibility into earned wages alongside payroll and scheduling tools they use every day.
Blog

Employers know pay timing matters. So why are so many still waiting?

Most employers agree faster pay boosts engagement, yet only half plan to modernize payroll in 2026. New Rain research reveals why the gap persists.
Announcement

Rain and AllianceHCM partner to bring seamless Earned Wage Access (EWA) to more employers

Rain partners with AllianceHCM to deliver seamless Earned Wage Access through payroll integration, helping employers reduce turnover and support financial wellness.

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Rain Technologies Inc. is not a bank. Rain Technologies Inc. is a financial technology company, and provides these disclosures on behalf of itself and its affiliates. Other types of banking services are provided to select customers by Evolve Bank & Trust, Member FDIC. The FDIC provides deposit insurance to protect your money in the event of a bank failure. Learn more about deposit insurance.

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