Because an empty floor ends the treasure hunt — for T.J. Maxx

Rain helps keep T.J. Maxx stores fully staffed and floors fully stocked with the most responsible and safe earned wage access — built for the way your stores work.

3M+ employees empowered

G2 Financial Wellness Award

31.6K, 4.8 stars on IOS App Store

Industry-Leading Integration

Trusted by industry leaders.

Financial stress doesn't stay at home—it follows employees to work. Rain eliminates the cycle of predatory lending and paycheck anxiety, creating a more focused and committed workforce.
Here's what that means for your bottom line:

49%

Higher retention after 6 months

17hrs

More hours worked per month

2x

More job applicants on average

“The EWA program is a major benefit that holds weight in recruitment. We’ve seen an uptick in our retention rates and our employees are happier, which is priceless.”

—
Lauren Austin
,
Employee Relations Manager

Boost T.J. Maxx's attendance and floor coverage — through every truck day, every season, every rush

Keep the floor stocked and every department covered

Instantly reduce call-outs, stabilize attendance, and keep associates on the floor when new merchandise hits. Rain helps stores move goods from the backroom to the sales floor faster by giving associates immediate access to earned wages — improving reliability across every shift.

Reduce turnover among your most experienced associates

Merchandise coordinators, backroom leads, and seasoned floor associates stay longer when financial stress goes down. Rain improves retention, reduces constant backfilling, and protects the product familiarity your customers depend on to find the best deals.

Help store managers run consistent, fully covered floors

Reduce last-minute scrambles for coverage, maintain staffing from open to close, and lighten the load on store leaders. Rain gives associates a financial safety net that improves morale, focus, and the treasure hunt experience your customers keep coming back for.

Our Ecosystem

Rain collaborates with an extensive network of leading Human Capital Management (HCM), Payroll, Time & Attendance (T&A), and strategic partners to extend our services to the American workforce. This network encompasses both integration and referral partnerships.