The leading AI financial health platform

Rain’s AI works in the background to empower your employees on the lifelong journey from managing daily cash flow to growing long-term financial health.

3.5M+ employees empowered

60K+ 4.8 star reviews

Trusted by top teams

The World’s First AI Financial Health Agent

Meet Rain’s AI

Most employees have no one actively looking out
for their finances. Rain is launching the world’s first AI Financial Health Agent that monitors their financial picture around the clock, surfacing what matters and helping
them take action before problems hit.

Not advice. Action.

Rain actively monitors cash flow, flags gaps before they become crises, and guides employees toward the right move - before
the overdraft, before the fee, before the stress.

Ask it anything, anytime.

"Can I afford this car payment?" "How do I reduce my grocery budget?" The agent answers in real time with full context on earnings, spending, and upcoming expenses.

Built on data no one else has.

Rain combines real-time earnings information with connected financial accounts. That combination gives Rain context no other financial app or benefits platform can replicate.

How Our AI Agent Works

Employees finally have someone in their corner

Step 1

Rain AI sees the problem coming.

Rain monitors cash flow in real time — earnings, spending, upcoming bills. When your bank balance is $42 and a $62 phone bill is due today, Rain doesn't wait. It flags the gap before the overdraft hits.

Step 2

It recommends the right move.

Rain surfaces a specific action: transfer $120 from your available pay to cover the shortfall and stay protected until payday. But nothing moves without your permission.

Step 3

Problem solved. Automatically.

Your employee heads into their next shift with one less thing to worry about.

More than On Demand Pay

Fast-growing EWA
was just the start

Our no-intercept model eliminates risk of delays and disruptions, deductions flow directly into your existing system, and we never ask for an SSN to get started.

Stabilize

Stay ahead of bills and rent Earned wage access, a Rain Visa® Debit Card, and rent assist put money where it needs to be, when it needs to be there.

Control

Spending trends, financial guidance, and free tax filing employees real visibility and real tools to act on it.

Grow

The Rainy Day Fund, credit builder card help get employees on the path to long-term security.