Leading On Demand Pay with Rain

Rain gives employees access to wages they’ve already earned with the most data minimal and safe on demand pay. Help employees stabilize, control, and grow their finances that turns into higher retention, attendance, and productivity for your business.

3.5M+ employees empowered

60K+ 4.8 star reviews

Trusted by top teams

Financial stress
doesn’t stay at home.

It shows up on the production floor, in patient rooms,
and on the cook line.

67%

of the American workforce is living paycheck to paycheck.

4 hrs

of productivity lost every week to financial stress — up 33% since 2024.

49.6%

say waiting for pay hurts their focus or attendance.

Top-Rated On Demand Pay

Offer a financial 
safety net

Most employees are one unexpected bill away from crisis. Rain puts earned wages in their hands, so they can avoid predatory lending and unnecessary fees.

A lifeline, not a loan.

Rain isn't a loan. It's not credit. It's not future pay. It's simply giving your workers access to money they've already earned - before payday arrives.

Your balance, in real time.

See exactly what they’ve earned as they work - down to the dollar.

Transparent pricing, no surprises.

Standard bank transfers are $0 and happen in 1-2 days.Instant transfers to any card are $3.99.

Move Employees Towards Long-Term Financial Health

Investing in them pays
off for you

Rain works by giving employees short-term stability
and a path to long-term financial resilience — so they stay, show up, and perform.

Improved retention.

35% turnover improvement after year one.

Increased attendance and shift pickup.

Rain users work 17+ more hours per month.

Competitive hiring advantage.

2x more job applications on average.

Boosted engagement.

90% of Rain users report higher job satisfaction.

The Most Responsible EWA

The only model that keeps you in control

Our no-intercept model eliminates risk of delays and disruptions, deductions flow directly into your existing system, and we never ask for an SSN to get started.

Responsible EWA. Zero payroll disruption.

You maintain control of payroll. Deductions import seamlessly into your existing system. No intercept model, so minimal risk 
of interruptions and delays.

Built to protect employees.

Rain believes in a paycheck on payday.

The most data minimalistic model.

Only six fields needed - no SSN, no KYC, and industry-leading data security.

Customers

Driving bottom line impact for companies that move the world.

Industry leaders across sectors choose our platform to care for their people and strengthen their performance — because it’s simple, secure, and proven to work.

“A true retention driver.”

“Our new found retention has given us the confidence to proceed with the development of new locations this quarter.”

“Our people call it a lifeline.”

We see Rain as a partner in our mission to provide holistic care.

“Live in under a week.”

The startup with Rain was one of the most hands off, efficient, simple and positive implementations.