
Rain integrates with Rippling via API, giving Rippling customers a seamless path to one of the highest-impact financial health benefits available. Following a fast, low-lift implementation, Rain provides employers access to a financial health benefit that leads to employees staying longer, working harder, picking up shifts, and positively impacting their bottom line.

Rain and Rippling share an API integration for payroll and timekeeping data. Once connected, Rain pulls timekeeping and employee data to calculate available earned wages.
Employees can sign up in >60 seconds, get wage visibility, and access fast, secure transfers via our easy-to-use Rain App. No new bank account required, no changes to direct deposit.
At payroll close, Rain delivers simple and clear deduction files, Employers stay in control of payroll, and Employees receive their remaining paycheck directly from their employer, on time, every time.
With Rain, employers get enterprise-level controls with audit-ready compliance, and employees get 24/7 U.S.-based support with an average response time of <30 seconds.
Rain is the world’s first AI Financial Health Platform, serving 3.5 million employees across 1,200+ employers including McDonald’s, Marriott, and T-Mobile. Rain works in the background to optimize every employee’s financial life to prevent shortfalls and build long-term stability. With over $4 billion in earned wages delivered, Rain drives measurable business outcomes in retention, productivity, and workforce performance.
Rain provides complimentary white-glove support ensuring quality experiences every step of the way: from technical implementation to onboarding to post-launch follow-up. Here’s how to get started:
"Rain has been a game-changer for our staff. We've seen a real reduction in turnover and our employees feel more financially secure — and that shows up in how they show up to work."
— HR Leader, YMCA Greater Omaha
The Focus Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. ©2026 U.S. Bank. Member FDIC. Earned Wage Access services are provided by solely by Rain Technologies. U.S. Bank has not endorsed Rain Technologies or its services and makes no representations or warranties about Rain Technologies or its services.
