Improve employee engagement 
by 90% with Rain

Engagement starts with financial health. Rain gives your workforce control over their money, so they stay focused, motivated, and invested.

3.5M+ employees empowered

60K+ 4.8 star reviews

The hidden cost 
of disengaged employees

The world loses $1.9 trillion to disengagement, and most 
of it starts with financial stress. Your organization pays the price when employees are disengaged and worried about finances.

Unproductive shifts.

Employees lose 4+ hours of productivity per week due to financial stress.

Performance drops.

49.6% say waiting for pay hurts their ability to focus and perform at work.

Mental load increases.

37.3% take on second jobs just to access pay faster, pulling them away from your workforce and increasing their mental burden.

Financial Health

Financial stability increases employee engagement

With Rain, you can fix the root cause of disengagement. When employees aren’t worried about money, they show 
up focused, present, and ready to perform.

Restore focus in real time.

Give employees access to earned wages when they need it, so they’re not distracted by bills, emergencies, or cash gaps during their shift.

Reduce mental load.

When employees have financial clarity and control, they spend less time worrying about money - and more time engaged in their work.

Stability that shows up on the job.

Eliminate the need for second jobs and constant financial juggling that pulls attention away from your business.

Industry-Leading Earned Wage Access

Offer a financial 
safety net

Most employees are one unexpected bill away from crisis. Rain puts earned wages in their hands, so they can avoid predatory lending and unnecessary fees.

A lifeline, not a loan.

Rain isn’t debt. It’s not credit. It’s not future pay. It’s access 
to money already earned, removing financial stress that pulls attention away from work.

Your balance, in real time.

See exactly what you’ve earned as you work - down to the dollar. Clarity reduces uncertainty and helps improve employee engagement.

Transparent pricing, no surprises.

Standard transfers are $0. Instant transfers are simple and predictable, so employees aren’t dealing with hidden fees or added stress.

The Most Responsible EWA

The only model that keeps you in control

Our no-intercept model eliminates risk of delays and disruptions, deductions flow directly into your existing system, and we never ask for an SSN to get started.

Responsible EWA. Zero payroll disruption.

You maintain control of payroll. Deductions import seamlessly into your existing system. No intercept model, so minimal risk 
of interruptions and delays.

Built to protect employees.

Rain believes in a paycheck on payday.

The most data minimalistic model.

Only six fields needed - no SSN, no KYC, and industry-leading data security.

The Leading Financial Health Platform

A complete financial health ecosystem

More than access to pay; Rain is everything employees need to spend, save, and grow their finances - and stay engaged and satisfied.

All-in-one financial tools.

From debit cards to tax support, Rain brings everything into a holistic, financial health experience employees actually use.

Smarter spending, less stress.

Built-in spending insights and budgeting tools help employees stretch every dollar and avoid costly fees.

Tax-ready, year-round.

Free tax return filing and refund tracking right in the app. 

Customers

Driving bottom line impact for companies that move the world.

Industry leaders across sectors choose our platform to care for their people and strengthen their performance — because it’s simple, secure, and proven to work.

“A true retention driver.”

“Our new found retention has given us the confidence to proceed with the development of new locations this quarter.”

“Our people call it a lifeline.”

We see Rain as a partner in our mission to provide holistic care.

“Live in under a week.”

The startup with Rain was one of the most hands off, efficient, simple and positive implementations.