2x more job applications from top talent

Candidates choose employers who give them control 
over their pay. Rain helps more top applicants apply and stay longer.

3.5M+ employees empowered

60K+ 4.8 star reviews

The hidden cost of losing top talent

In competitive industries, pay timing is a top recruitment differentiator.

Distracting second gigs.

37.3% take on second jobs just to access pay faster, pulling them away from your workforce.

Decreased attendance.

23.3% say financial stress caused them to miss work or arrive late.

Lost productivity.

Financial stress costs employers 4 hours of productivity per employee per week.

Financial Health

Financial stability that boosts staff morale and job satisfaction

Rain addresses the most common cause of disengagement. When employees aren’t worried about money, they show up focused, present, and ready to perform.

More top job applicants.

Pay flexibility is a visible, day-one benefit. Financially stressed candidates choose employers who offer it over those who don't.

Competitive edge.

In competitive job markets, Rain employers win with near real-time pay.

Reduced turnover.

Employees who aren't financially trapped don't leave for a slightly better rate elsewhere.

Industry-Leading Earned Wage Access

On-demand pay attracts and retains top talent

Job seekers choose employers who give them control over their pay. Rain helps organizations compete for top talent and keep skilled workers longer.

A lifeline, not a loan.

Rain isn’t debt. It’s not credit. It’s not future pay. It’s access 
to money already earned, removing financial stress that pulls attention away from work.

Your balance, in real time.

See exactly what you’ve earned as you work - down to the dollar. Clarity reduces uncertainty and keeps employees mentally engaged.

Transparent pricing, no surprises.

Standard transfers are $0. Instant transfers are simple and predictable, so employees aren’t dealing with hidden fees or added stress.

The Most Responsible EWA

The only model that keeps you in control

Our no-intercept model eliminates risk of delays and disruptions, deductions flow directly into your existing system, and we never ask for an SSN to get started.

Responsible EWA. Zero payroll disruption.

You maintain control of payroll. Deductions import seamlessly into your existing system. No intercept model, so minimal risk 
of interruptions and delays.

Built to protect employees.

Rain believes in a paycheck on payday.

The most data minimalistic model.

Only six fields needed - no SSN, no KYC, and industry-leading data security.

The Leading Financial Health Platform

A complete financial health ecosystem

More than access to pay; Rain is everything employees need to spend, save, and grow their finances - and stay engaged and satisfied.

All-in-one financial tools.

From debit cards to tax support, Rain brings everything into 
a holistic, financial health experience employees actually use.

Smarter spending, less stress.

Built-in spending insights and budgeting tools help employees
stretch every dollar and avoid costly fees

Tax-ready, year-round.

Free tax return filing and refund tracking right in the app.

Customers

Driving bottom line impact for companies that move the world.

Industry leaders across sectors choose our platform to care for their people and strengthen their performance — because it’s simple, secure, and proven to work.

“A true retention driver.”

“Our new found retention has given us the confidence to proceed with the development of new locations this quarter.”

“Our people call it a lifeline.”

We see Rain as a partner in our mission to provide holistic care.

“Live in under a week.”

The startup with Rain was one of the most hands off, efficient, simple and positive implementations.