Increase staff retention 35% with Rain

Increasing retention starts with financial stability. Rain gives your workforce control over their money, so they stay, perform, and grow.

3.5M+ employees empowered

60K+ 4.8 star reviews

The hidden cost 
of waiting for payday

Waiting two weeks for pay doesn’t match how life works. Bills, emergencies, and daily expenses don’t follow payroll cycles. Addressing this pay gap is the first step towards improved staff retention.

Focus drops.

Employees lose 4+ hours of productivity per week due to financial stress.

Attendance slips.

23.3% of employees miss work or arrive late because of money-related issues.

Turnover increases.

37.3% of workers take on second jobs just to access pay faster, and nearly two-thirds say pay flexibility would make them stay longer at a company.

Financial Health

Financial stability, baked into the workday

Give employees control over their money - before stress settles in. Rain delivers a financial safety net that is proven to lower turnover and help your workforce stay focused.

Stability, not just access.

Rain isn’t a loan. It’s not credit. It’s not future pay. It’s access to wages already earned, plus the financial health tools to manage them.

Responsible, immediate access.

Employees can access a safe portion of earned wages instantly. They always have a paycheck on payday.

Built for real life.

From covering bills to handling emergencies, Rain helps employees stay ahead of expenses instead of reacting to them.

Industry-Leading Earned Wage Access

Offer a financial 
safety net

Most employees are one unexpected bill away from crisis. Rain puts earned wages in their hands, so they can avoid predatory lending and unnecessary fees.

A lifeline, not a loan.

Rain isn’t debt. It’s not credit. It’s not future pay. It’s access 
to money already earned, removing financial stress that pulls attention away from work.

Your balance, in real time.

See exactly what you've earned as you work - down to the dollar.

Transparent pricing, no surprises.

Standard transfers are $0. Instant transfers to any card are
$3.49.

The Most Responsible EWA

The only model that keeps you in control

Our no-intercept model eliminates risk of delays and disruptions, deductions flow directly into your existing system, and we never ask for an SSN to get started.

Responsible EWA. Zero payroll disruption.

You maintain control of payroll. Deductions import seamlessly into your existing system. No intercept model, so minimal risk 
of interruptions and delays.

Built to protect employees.

Rain believes in a paycheck on payday.

The most data minimalistic model.

Only six fields needed - no SSN, no KYC, and industry-leading data security.

The Leading Financial Health Platform

A complete financial health ecosystem

More than access to pay; Rain is everything employees need to spend, save, and grow their finances - and stay engaged and satisfied.

All-in-one financial tools.

From debit cards to tax support, Rain brings everything into 
a holistic, financial health experience employees actually use.

Smarter spending, less stress.

Built-in spending insights and budgeting tools help employees stretch every dollar and avoid costly fees.

Tax-ready, year-round.

Free tax return filing and refund tracking right in the app.

Customers

Driving bottom line impact for companies that move the world.

Industry leaders across sectors choose our platform to care for their people and strengthen their performance — because it’s simple, secure, and proven to work.

“A true retention driver.”

“Our new found retention has given us the confidence to proceed with the development of new locations this quarter.”

“Our people call it a lifeline.”

We see Rain as a partner in our mission to provide holistic care.

“Live in under a week.”

The startup with Rain was one of the most hands off, efficient, simple and positive implementations.