Agreements & Disclosures

The following terms, agreements, and disclosures are provided by Rain Instant Pay to inform customers of their rights and the public of our business operations. These documents are updated regularly to reflect any changes in our business operations. We work to ensure that our customers have access to the latest information on our services and are always available to assist customers who may have questions or concerns about the contents of our documents.

General Disclosures

‍Rain Privacy Notice

E-SIGN Act Consent Form ‍
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‍Account Agreements

Payroll Model for EWA

Earned Wage Access (EWA) Agreement

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Bank Product

2022 Evolve Credit Line Account Agreement

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Bank Product +

2023 Evolve Credit Line Account Agreement

Evolve Deposit Account Agreement

Fee Schedule

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Rain One Agreements

Cover Me AI Assistant Terms and Conditions

Rain Technologies Inc. is not a bank. Rain Technologies Inc. is a financial technology company, and provides these disclosures on behalf of itself and its affiliates. Other types of banking services are provided to select customers by Evolve Bank & Trust, Member FDIC. The FDIC provides deposit insurance to protect your money in the event of a bank failure. Learn more about deposit insurance.

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Rain is not a Bank. Rain Bank Account is a demand deposit account established by, and the Rain DebitCard is issued by, Pathward®, N.A., Member FDIC, pursuant to a license by Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.

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Rain Technologies Inc. is registered with the California DFPI under the CCFPL, with registration number 04-CCFPL-2623400-3635550. Rain Technologies Inc. NMLS ID: 2623400.

Rain Technologies Inc. is licensed by the Wisconsin DFI, with license number 2623400EWA.

Services are provided by Rain Technologies Inc. NMLS# 2623400. This licensed company may be verified through the NMLS Consumer Access website, available at https://www.nmlsconsumeraccess.org/.

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