The Rain AI Financial Health Platform is designed to help employees manage their finances, make informed decisions, and build long-term financial resilience. Through its integration with Oracle Fusion Cloud Human Capital Management (HCM), Rain combines relevant workforce and payroll data with employee financial data to provide earned wage access, a Rain Visa® Debit Card, balance protection, financial coaching, savings tools, and an AI Financial Health Agent through a single platform.
According to internal Rain data, employers included in its analysis experienced an average of 35% lower turnover and an average of 17 additional hours worked per employee per month, while participating employees saved an average of $600 annually on certain financial fees and products.
The integration with Oracle Fusion Cloud HCM is designed to fit into existing HR and payroll processes and help minimize additional administrative work for HR and IT teams.
Oracle Marketplace is a centralized repository of enterprise applications offered by Oracle and its partners. It is a one-stop shop for Oracle customers seeking trusted business applications and services offering unique solutions.
Oracle Fusion Cloud Applications provide an integrated suite of AI-powered cloud applications that enable organizations to execute faster, make smarter decisions, and lower costs. Oracle Fusion Cloud HCM provides a unified AI-powered platform that connects people, processes, and data to help organizations streamline tasks throughout the employee lifecycle, enhance the employee experience, and drive better business outcomes with a human-agent workforce.
"Rain Technologies' participation in Oracle Marketplace further extends our commitment to the Oracle community and enables customers to easily reap the benefits of the Rain AI Financial Health Platform,” said Shohan Rahman, Rain’s VP of Sales & Partnerships. “We look forward to leveraging the power of Oracle Fusion Cloud Applications to help us achieve our business goals."
Rain’s AI Financial Health Platform is built for the workforce and helps employees manage their finances, make informed financial decisions, and build long-term financial resilience. The platform includes Rain's AI Financial Health Agent, a financial assistant that works on behalf of the employee to help anticipate cash flow gaps before they become overdrafts and identify savings opportunities before payday. It supports a personalized financial roadmap based on each employee's actual situation, not a generic wellness module.
Financial stress can affect employees both personally and at work. According to CAPTRUST's 2026 Financial Wellness Survey of more than 4,300 employees, 75% of surveyed employees say financial stress impacts their motivation at work. In industries such as hospitality, health care, and manufacturing, that figure can reach as high as 85%. Financial stress can also affect the workplace, contributing to challenges such as absenteeism, turnover, and reduced productivity.
“Rain’s goal is to provide employees with proactive financial tools that can help them identify potential cash-flow challenges and make informed financial decisions,” said Rahman. “Our integration with Oracle Fusion Cloud HCM is designed to make these capabilities more accessible within the HR and payroll environments organizations already use. By helping employees address financial challenges earlier, Rain can also support employers’ broader workforce engagement and retention efforts."
Rain's financial health tools are designed to help organizations give employees additional options for managing short-term financial needs and building longer-term financial resilience.
As of September 1, 2026, Rain has processed more than $6 billion in earned wages across 4 million employees at more than 1,800 employers. Rain’s customers include McDonald's, Marriott, and Ochsner Health.
The platform integrates with more than 150 HCM and payroll systems. Rain has completed a SOC 2 Type II examination and is ISO/IEC 27001 certified. Rain also reports an implementation Net Promoter Score (NPS) of 100.
Rain’s payroll deduction model is designed to integrate with existing payroll processes while allowing employers to retain control over their payroll operations.
“We're proud to make the Rain AI Financial Health Platform available to Oracle customers through Oracle Marketplace,” said Rahman. “By integrating with Oracle Fusion Cloud HCM, we can help organizations provide employees with access to financial health tools through the HR and payroll environments they already use.”
Oracle customers interested in earned wage access and financial wellness solutions can find the Rain AI Financial Health Platform on Oracle Marketplace or contact Rain to learn more.
About Rain Technologies
Rain is the first AI financial health platform, helping 4 million employees across 1,800+ employers stabilize their finances, make smarter financial decisions, and build long-term financial resilience. Rain integrates directly with HCM and payroll systems to deliver earned wage access, financial coaching, and an AI Financial Health Agent, all at zero cost to the employer. Learn more at rainapp.com.
About Oracle's Partner Program
The Oracle PartnerNetwork (OPN) program helps Oracle and its partners drive joint customer success and business momentum. The newly enhanced program provides partners with choice and flexibility, offering several program pathways and a robust range of foundational benefits spanning training and enablement, go-to-market collaboration, technical accelerators, and success support. To learn more, visit oracle.com/partner.
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